CREDIT RISK AND PERFORMANCE EVALUATION OF COOPERATIVES IN REGION XI USING DATA ENVELOPMENT ANALYSES (DEA)

Autors/ores

  • Edgardo D. Cruz Faculty member of the Graduate School Program, University of Mindanao, Matina Campus, Davao City, Philippines
  • Jesson Rey F. Sabado ssociate Professor I and Research Coordinator, College of Business Administration Education, University of Mindanao, Bolton, Davao City, Philippines

DOI:

https://doi.org/10.46827/ejefr.v6i1.1268

Paraules clau:

cooperatives, standard, and negative Data Envelopment Analysis, efficiency, failure

Resum

This paper illustrated the methodology that indicates how the Standard and Negative Data Envelopment Analysis (DEA) techniques can be applied to predict likely failures in cooperatives. The general objective of this study is to develop a model that will provide a reasonably accurate means of evaluating the creditworthiness of cooperatives in Region 11 using information obtained from the Financial Statement submitted to the Cooperative Development Authority. The results showed that the Standard DEA could predict cooperatives that are likely to fail in combination with the Negative DEA. The proposed methodologies identify companies with a high risk of going bankrupt by looking at their total financial situation.

JEL: E51; L10; L20

 

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Biografies de l'autor/a

  • Edgardo D. Cruz, Faculty member of the Graduate School Program, University of Mindanao, Matina Campus, Davao City, Philippines

    Edgardo D. Cruz holds a degree in PhD in Development Research and Administration. Currently a professor in the professional school of the University of Mindanao, Matina Campus, Davao City, Philippines. He is also the current program head of the agriculture department of the Marvelous College of Technology, Inc, Koronadal City, South Cotabato, Philippines. Research field of interest is time series analysis, economic modeling, and rural planning.

  • Jesson Rey F. Sabado, ssociate Professor I and Research Coordinator, College of Business Administration Education, University of Mindanao, Bolton, Davao City, Philippines

    Jesson Rey F. Sabado holds a degree in master’s in business administration and is currently an associate professor I and the research coordinator at the College of Business Administration Education, University of Mindanao, Bolton Campus, Davao City, Philippines. Research fields of interest are financial economics, financial management, project evaluation, and strategic management.

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Online Resources

Bankruptcy - Wikipedia. (2022). Retrieved 16 May 2022, from http://en.wikipedia.org/wiki/Bankruptcy

Bankruptcy - Merriam-Webster. (2022). Retrieved 16 May 2022, from https://www.merriam-webster.com/dictionary/bankruptcy

Annual Review Bankruptcy & Restructuring 2014 — Financier Worldwide. (2022). Retrieved 16 May 2022, from http://www.financierworldwide.com/annual-review-bankruptcy-restructuring-2014

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2022-05-17

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