FROM A FRANCHISE ACQUISITION TO THE DEFAULT ON PAYMENT. HOW TO DEAL WITH THIS SITUATION?
DOI:
https://doi.org/10.46827/ejefr.v0i0.25Klíčová slova:
franchises, payment insolvency, debt restructuringAbstrakt
The aim of this work is to design a debt restructuring proposal through a new payments scheme, with the purpose of giving franchisees an opportunity to finish credit debts acquired with the aim to buying operative equipment for a franchise. With this purpose, this work used the procedure proposed by García–Santillán and Vega Lebrúm (2008) related to an equivalent equations model capable of, in first place, re-evaluating the original debt, including overdue payments, as well as those that already were paid. Besides, the debt restructuring model pursues knowing the amount of each payment in the new payments scheme. The result of the design proposed by the restructuring scheme, offers the franchisee a scenario where he/she could have a better control on the reference debt and besides offers a viable scenario for finishing it.
Article visualizations:
Reference
Generalitat de Catalunya. Department d’Empresa i Ocupació (2012). Franquicias: ¿Qué son? Tipos, ventajas e inconvenientes. [Retrieved from: http://inicia.gencat.cat/inicia/images/es/1_Franquicies_CAS_tcm141- 48955_tcm141-48955.pdf]
Alba Aldave, Ma. Cristina (2010). Las franquicias en México en 1999 y 2007. Revista Contaduría y Administración, Vol. núm. 230, enero-abril, 2010, pp. 131-146.
García-Santillán, A.; Escalera-Chávez, M., Moreno-García, E., and Rojas-Kramer, C. (2015). Debt restructuring model: From commercial credit to non-payment of debt. Research Journal of Pure Algebra, Vol. 5, (12), p 203-209
García Santillán, A., and Vega Lebrún, C. (2008): "Reestructuración de la deuda mediante un factor común y la modelización con ecuaciones equivalentes". Contribuciones a la Economía, abril 2008.
García-Santillán, A. (2014). Matemáticas Financieraspara la toma de decisión [Financial Math for making decisions], Electronic edition.Full text at Universidad de Málaga, ISBN-13: 978-84-16036-61-5 Registered at Biblioteca Nacional de España Nº 2014/60144.
García-Santillán, A. Venegas-Martínez, F., Escalera-Chávez, M. (2014). Modeling Restructuring Debt with Equivalent Equations: Theoretical and practical implications. American Review of Mathematics and Statistics Vol. 2 (2) pp. 91-106.
Moreno-Garcia, E.; García-Santillán, A.; Bermudez, A., and Almeida, P.C. (2015) Restructuring debt proposal in three hypothetical scenarios: Equal payments, different amounts and one unknown payment, different amounts and three unknown payment Journal of Progressive Research in Mathematics Vol. 4, No. 1 pp. 233-246.
Silva Duarte, Jorge Enrique (2003) Franquicias. Una alternativa para emprendedores Revista Escuela de Administración de Negocios, núm. 47, enero-abril, 2003, Universidad EAN, Bogóta, Colombia.
