LA FINANCE ISLAMIQUE : CADRE CONCEPTUEL, PRINCIPES ET MÉTHODES / ISLAMIC FINANCE: CONCEPTUAL FRAMEWORK, PRINCIPLES AND METHODS

Authors

  • Fadi Oukili Asraoui FSJEST, CED DEG, Abdelmalek Essaadi University, Maroc
  • Mhamed Hamich FSJEST, CED DEG, Abdelmalek Essaadi University, Maroc
  • Abdelfattah Lahiala ENS, CED LSHT, Abdelmalek Essaadi University, Maroc

DOI:

https://doi.org/10.46827/ejefr.v5i2.1125

Keywords:

finance islamique, Zakat, Riba, gharar, maysir, takaful / Islamic finance, takaful

Abstract

Le présent article vise, dans un premier temps, à exposer l’ensemble des fondements religieux et sociaux de la finance islamique et à les relier aux principes et aux méthodes des produits islamiques contemporains. Dans un deuxième temps, il présente et expose les différents produits, instruments et institutions de cette finance qui se veut porteuse de l’identité islamique. L'article peut donc servir de feuille de route (encadrement et conseils) au profit de ceux qui mènent des recherches empiriques sur la finance islamique ainsi qu'une aide pour les décideurs, les gestionnaires et les praticiens en matière d’interprétation des résultats des études sur ce sujet. This article aims, as a first step, to expose all the religious and social foundations of Islamic finance and to relate them to the principles and methods of contemporary Islamic products. Secondly, it presents and exposes the various products, instruments and institutions of this finance which aims to be the bearer of the Islamic identity. The article can therefore serve as a roadmap (guidance and advice) for the benefit of those carrying out empirical research on Islamic finance as well as an aid for decision-makers, managers and practitioners in interpreting the results of financial statements. Studies on this topic. JEL: G21; G24; G10

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Author Biographies

  • Fadi Oukili Asraoui, FSJEST, CED DEG, Abdelmalek Essaadi University, Maroc
    Fadi Oukili Asraoui, Doctor in Economics and Management, President of the Moroccan center for Studies and Research in Economics and Sustainable Development.
  • Mhamed Hamich, FSJEST, CED DEG, Abdelmalek Essaadi University, Maroc
    Mhamed Hamich, Professor of higher education at FSJES Tetouan, Abdelmalek Essaâdi University. Head of Economic and Management Department. Member of the board of the "FSJES de Tétouan" and member of the Abdelmalek Essaâdi University board.
  • Abdelfattah Lahiala, ENS, CED LSHT, Abdelmalek Essaadi University, Maroc
    Abdelfattah Lahiala, Professor of higher education at the École normale supérieure of Tetouan, Abdelmalek Essaâdi University. Coordinator of the professional bachelor's degree "Information and Corporate communication". Member of the board of the "ENS de Tétouan" and member of the Abdelmalek Essaâdi University board. Member of the "Linguistics, Communication and Translation" Laboratory.

References

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Published

2021-08-07

Issue

Vol. 5 No. 2 (2021)

Section

Articles