ARCHITECTURAL AUDIT OF HIGH-LOAD FINTECH SYSTEMS: ASSESSMENT METHODOLOGIES, COMMON VULNERABILITIES, AND REFACTORING RECOMMENDATIONS

Egileak

  • Aleksandr Kovalenko Bachelor’s Degree, Tomsk State University of Control Systems and Radioelectronics, Russia, Tomsk

DOI:

https://doi.org/10.46827/ejefr.v9i3.2005

Gako-hitzak:

architectural audit, FinTech systems, high load, vulnerabilities, fault tolerance, architectural design, refactoring, microservices

Laburpena

This article examines the approach to architectural auditing of high-load FinTech systems, taking into account the specifics of their operation under increased load and compliance with regulatory standards. The main methods of architectural assessment are studied, including expert-based and metric-oriented approaches, as well as the application of hybrid strategies that combine quantitative analysis with simulation testing. A range of typical architectural vulnerabilities is explored, such as excessive component coupling, lack of isolation for critical services, insufficient scalability readiness, and inadequate protection against failures and attacks. Recommendations for architectural refactoring are provided, aimed at enhancing system resilience and security in the long term.

 

JEL: G21, L86, C80

Egilearen biografia

  • Aleksandr Kovalenko, Bachelor’s Degree, Tomsk State University of Control Systems and Radioelectronics, Russia, Tomsk

    Kovalenko Aleksandr, bachelor’s degree, Tomsk State University of Control Systems and Radioelectronics, Tomsk, Russia.

    ORCID: https://orcid.org/0009-0001-9683-0716

    Email: amkovalenko90@rambler.ru.

Erreferentziak

Olaiya OP, Adesoga TO, Ojo A, Olagunju OD, Ajayi OO, Adebayo YO, 2024. Cybersecurity strategies in fintech: safeguarding financial data and assets. GSC Advanced Research and Reviews 20(1): 50–56. https://doi.org/10.30574/gscarr.2024.20.1.0241

Roszkowska P, 2021. Fintech in financial reporting and audit for fraud prevention and safeguarding equity investments. Journal of Accounting & Organizational Change 17(2): 164–196. https://doi.org/10.1108/jaoc-09-2019-0098

ArchUnit, 2025. ArchUnit User Guide. https://www.archunit.org/userguide/html/000_Index.html. Accessed 14 May 2025

Dashuber V, Philippsen M, Weigend J, 2021. A Layered Software City for Dependency Visualization. VISIGRAPP (3: IVAPP): 15–26. doi: 10.5220/0010180200150026. Retrieved from https://www.scitepress.org/Papers/2021/101802/101802.pdf

Topalidi A, 2025. Exploring architectural patterns for modular web applications: the Rails Engines approach to business logic isolation. Cold Science 13: 18–26. Retrieved from https://www.researchgate.net/publication/393987232_EXPLORING_ARCHITECTURAL_PATTERNS_FOR_MODULAR_WEB_APPLICATIONS_THE_RAILS_ENGINES_APPROACH_TO_BUSINESS_LOGIC_ISOLATION

Bolgov S, 2025. Optimizing microservices architecture performance in fintech projects. Bulletin of the Voronezh Institute of High Technologies 19(1). https://vestnikvivt.ru/ru/journal/pdf?id=1401. Accessed 14 May 2025

Conrad A, Utzmann P, Klettke M, Störl U, 2022. Metamodels to support database migration between heterogeneous data stores. In Proceedings of the 25th International Conference on Model Driven Engineering Languages and Systems: Companion Proceedings: 546–551. Retrieved from https://dl.acm.org/doi/10.1145/3550356.3561574

Zulkarneev I, Basalay KA, 2024. JSON Web Tokens Lifecycle-Based Threat Classification. 2024 IEEE 25th International Conference of Young Professionals in Electron Devices and Materials (EDM): 1920–1924. http://dx.doi.org/10.1109/EDM61683.2024.10615042

NIST, 2020. Zero Trust Architecture. NIST Special Publication 800-207. p. 59. Retrieved from https://nvlpubs.nist.gov/nistpubs/specialpublications/NIST.SP.800-207.pdf

Seryan GN, Adamyan AV, 2025. Transformation of corporate financial strategies in the era of digital ecosystems. Professional Bulletin: Economics and Management 1/2025: 10–16. Retrieved from https://cyberleninka.ru/article/n/transformation-of-corporate-financial-strategies-in-the-era-of-digital-ecosystems

Argitaratua

2025-08-06

Zenbakia

Atala

Articles