BENEFICIAL OWNERSHIP ARRANGEMENTS IN SAVING LOAN COOPERATIVE AS A PREVENTIVE ATTEMPT TO THE CRIME OF MONEY LAUNDERING

نویسندگان

  • Muhammad Ridha Haykal Amal Dr., Faculty of Law, Universitas Medan Area, Indonesia
  • Arie Kartika Faculty of Law, Universitas Medan Area, Indonesia

DOI:

https://doi.org/10.46827/ejsss.v6i2.1023

کلمات کلیدی:

beneficial ownership, money laundering crime, preventive efforts, savings and loans cooperatives

چکیده

The historical existence of savings and loans cooperatives (KSP) in Indonesia cannot be separated from the account and development of cooperatives in the country. Savings and loans business has become the main basis for cooperative activities that make cooperatives persist and progress timelessly. Savings and Loans Cooperatives have even become the main goal of micro and small business players in finding welcoming and friendly sources of financing in the sense of low interest rates and a quick/ easy process to reach without conditions and based on family principles. With all forms of developments and changes, this type of savings and loan cooperative has the potential for the practice of money laundering. Suspicious financial transactions, such as payments for voluntary savings in large amounts that do not match the profile of service users and payments for cooperative savings made by other parties that have no relationship with service users. Thus, it should be suspected and followed up by an effort to prevent and combat money laundering. With the existence of Presidential Regulation Number 13 of 2018 concerning the Application of the Principles of Recognizing Beneficial Owners of Corporations in the Context of Prevention and Eradication of Money Laundering and Terrorism Funding Crimes, it is an initial anticipatory step to prevent money laundering in savings and loan cooperatives and savings units with the principle of knowing service users (PMPJ).

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بیوگرافی نویسندگان

  • Muhammad Ridha Haykal Amal، Dr., Faculty of Law, Universitas Medan Area, Indonesia
    M. Ridha Haykal earned his doctorate degree in Islamic Law in 2014 from the State Islamic University of North Sumatra. He is currently the Acting Head of the Office of Cooperatives and SMEs of North Sumatra Province. He has succesfully completed many international trainings. One of them is in the advanced international training programme in the field of conservation and management of historic building from Lund University, Sweden.
  • Arie Kartika، Faculty of Law, Universitas Medan Area, Indonesia
    Arie Kartika is a lecturer and Head of Criminal Affairs in the Faculty of Law in Universitas Medan Area. Some undergraduate courses that she teaches include Citizenship education, State Science, International Criminal Law, Economic Crime, Political Criminal Law and Comparative Criminal Law. She earned her master in the field of law from the University of North Sumatra with a thesis entitled “The Application of Criminal Law Policy Against the Implementation of the Rehabilitation of Addicts in Narcotics Crime (Study at the Rehabilitation of the Ministry of Social Affairs Pamardi Putra INSYAF North Sumatra).”

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دانلودها

چاپ شده

2021-03-19

شماره

دوره 6 شماره 2 (2021)

نوع مقاله

Articles